As the economic crisis currently hitting the market continues to accelerate, it’ll start being felt by the poorest first.
Subprime auto loan delinquencies have hit levels above what was seen in the Great Financial Crisis without anywhere near the unemployment rate seen then.
Auto companies have blamed supply chain issues for years now for inflated pricing, but now that inventory has returned prices still remain unaffordable, and it’s causing sharp price decreases in many vehicles over time.
Some vehicles are holding values while others fall multiple percent per month while buyers’ payments remain the same.
That’s left millions underwater in the vehicle, unable to trade it in without bringing thousands in cash to the dealership they don’t have.
America refuses to properly fund public transit, and it may leave millions without transportation in the near future.
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